thanks to UPI android apps, numerous people don’t have to go through the hassle of logging into Internet banking for sending or receiving payments. These UPI enabled applications for android makes the money management process easier. To make India digitalized in every way possible, the digital India movement introduces UPI services. Now, various online platforms accept UPI payments for practically all services, such as hotel booking, railway ticket booking, flight ticket booking, etc. In the same vein after demonetization, India wanted to go much more cashless in terms of monetary transactions. and there came Android UPI apps, making it simpler for the people to make money transactions with just a click on their phone. Yes, you read it right, you don’t have to carry a bunch of cash all the time. All you require is your Android smartphone.

UPI stands for Unified Payments Interface, it is a real-time payment system. The national Payments corporation of India (NPCI) developed the UPI payment system. NPCI is a web-based platform that helps make inter-bank transactions happen instantly. However, you can find a variety of Android UPI apps on the internet. It might be challenging for you to choose amongst the best. So, today we will see some of the best UPI apps for Android.

Why ought to you use Android UPI?

Just after demonetization, e-wallets were dominating over the market. The UPI system, however, managed to beat the e-wallets and took the motive behind demonetization to a whole new level. Well, this is all because the Android UPI applications are much simpler to use offering peer-to-peer transactions. another good thing is, it doesn’t require any KYC. You can make transactions just like any other Internet banking transactions. above all, the Android UPI apps allow you to send or receive money easily. They also carry out well in terms of safety and security offering good privacy to all your data. Nowadays with the development in the UPI system, you can also make international transactions seamlessly.

List of best Android UPI apps 2020

UPI apps are certainly a should if you want to make digital payments. They are fast, protected and make the money management process much easier. here are some great UPI apps which you can install on your smartphone.

GooglePay

Google Pay formerly known as the Tez app is one of the best Android UPI apps. This Android UPI application comes with an easy user interface and a bunch of fun features. You can send or request money from your friends with just a few clicks. money transactions can take place directly between two bank accounts. It is the only app that has introduced the proximity feature. When it concerns security, Google Pay again offers you with the best safety and security features available. one of the best things about this app is it provides rewards on your transactions. It has a good rating of 4.4 on the Google Play Store.

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PhonePe

The PhonePe app is another very popular UPI app. This app was developed in 2016 and is based in Bangalore. Phonepe allows you to transact small and huge amounts up to 1 Lakhs in a single transaction. You can transfer money to others, pay electrical power bills, mobile bills, postpaid landline, etc. Phonepe also allows you to make your transactions much simpler by linking your Phonepe purse to other popular wallets. It is well known for offering cashback and also lets you split bills which can be helpful when you are in a group. It has a rating of 4.5 on the Google Play Store.

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Paytm

Paytm is another popular digital purse service provider. They have even launched a Paytm Payments bank for UPI transactions. many importantly, it is accepted in many parts of the country. Paytm had also introduced their physical debit card which is linked to the Rupay debit card. However, you firstly need to complete your KYC to make use of its features. It is also the best UPI app in terms of offering cashback offers. You can easily pay for electrical power bills, water & gas bills, film tickets and numerous more.

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Bhim UPI App

BHIM stands for Bharat interface for money developed by the national Payments corporation of India (NPCI). This app has developed as an initiative to make India really cashless. It is among one of the most secured UPI apps available in the market. Unlike other Android UPI apps, BHIM UPI also offers you with several features like money transfer, splitting bills, changing UPI PINs, etc.

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It also has a single click money transfer option. You can also set payment reminders. Moreover, this UPI app is promoted by the government, which adds another reason for users to count on this service. It comes with a clean interface and is quite easy to use.

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Freecharge

Freecharge is the last Android UPI app on our list today. This app is quite popular for offering inull